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Life Insurance for Adults

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Adult Life Insurance

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Adults + Children

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$5,000
$10,000
$20,000

$30,000
$50,000

$5,000, $10,000, $20,000, $30,000, $50,000

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No Medical Exam —
Simple Application
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No Waiting Period Full Coverage The First Day
Fast Approval Process Full Coverage The First Day—Fast Approval Process

Monthly Rates As Low As: $3.49 for Adults
$2.17 for Children or Grandchildren

Customer Reviews

14,327 Google reviews 4.2 out of 5 stars

5 out of 5 stars Lisa Flohrs — 6/18/2025
Globe Life was very easy to work with after my mom passed. The agent told me exactly what to do. He was very nice and considerate.
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5 out of 5 stars Mary Watterson — 5/07/2025
I never hand a bad experience with Globe Life. Everyone is always nice and friendly.
5 out of 5 stars Ronald Williams — 1/22/2025
Outstanding Customer Service and Support. Anything you need can be done all you need to do is talk to someone about what you want.
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5 out of 5 stars Sarah Jarrett — 1/21/2025
Globe Life insurance company is a really good company to put your trust in. The agent took the time to walk me through and explain each element of their policy. AWESOME
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5 out of 5 stars Shawn Kirby — 1/11/2025
I started life insurance policies on me and my first child when she was born in 2002. I added my son in 2005. I haven't had any issues with Globe Life and every update and change has been handled timely. I've been very happy with entrusting them to our financial security should something happen.
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5 out of 5 stars Daphanie Hutton — 12/11/2024
Customer service was superb!! So thankful my daughter recommended Globe Life to me some years ago!!
5 out of 5 stars Pattie Raffa — 12/3/2024
Globe Life has always been a very reliable Insurance Company. I've always carried insurance on my children and grand children thru them.
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5 out of 5 stars Cliff Collins — 7/12/2024
Always willing to help when needed to do so. Very patient representatives as well.

Buy $50,000

Life Insurance for Adults

Buy direct from the comfort of your home! It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.

Buy direct from the comfort of your home! Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s future education and even your medical and final burial expenses.

Life insurance that fits your budget Choose the right coverage amount to fit your monthly expenses.

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$1^* BUYS $30,000

Life Insurance for Children

Take the first step towards a financial head start for your child or grandchild Your child’s policy builds cash value for the future.

Benefits never canceled or reduced Once approved, your benefits will never be reduced or canceled regardless of changes in age, health or occupation as long as the premiums are paid on time.

Rates are guaranteed to stay the same for life The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.

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Join Thousands Of Current Globe Life Insurance Company of New York Policyholders

Globe Life Insurance Company of New York is rated A (Excellent)** by A.M. Best Company based on their latest analysis of Globe Life Insurance Company of New York's financial strength, management skills and integrity.
(rating as of 11/25)

Monthly Rates Juvenile rates are for the following states:
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.28	$5.98	$7.67	$11.05
1-4	$2.88	$4.86	$6.84	$8.82	$12.78
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-12	$3.60	$6.30	$9.00	$11.70	$17.10
13-17	$4.20	$7.51	$10.81	$14.11	$20.72
18-21	$4.55	$8.19	$11.83	$15.48	$22.77
22-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates Juvenile rates are for the following states:
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.64	$6.52	$8.39	$12.13
1-4	$2.77	$4.69	$6.57	$8.44	$12.18
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-14	$3.68	$6.45	$9.23	$12.01	$17.56
15-19	$4.20	$7.51	$10.81	$14.11	$20.72
20-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates For Females Adult rates are for the following states:
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$1.99	$2.82	$4.46	$6.11	$9.41	$13.54	$17.68
21-25	2.32	3.37	5.48	7.59	11.79	17.05	22.32
26-30	2.92	4.35	7.23	10.10	15.86	23.04	30.24
31-35	3.57	5.47	9.27	13.07	20.67	30.17	39.67
36-40	4.22	6.63	11.45	16.28	25.92	37.98	50.04
41-45	5.07	8.17	14.36	20.55	32.95	48.44	63.92
46-50	6.39	10.54	18.85	27.16	43.78	64.54	85.32
51-55	7.70	13.00	23.61	34.21	55.42	81.93	108.45
56-60^†	9.34	16.14	29.74	43.35	70.56	104.57	138.58
61-65	11.47	20.28	37.89	55.50	90.71	134.73	178.76
66-70	14.50	26.19	49.58	72.96	119.75	178.21	236.68
71-75	19.17	35.38	67.81	100.24	165.10	246.16	327.22
76-80	26.38	49.72	96.41	143.11	236.49	353.21	469.94
81-85‡	39.49	75.99	148.99	221.99	367.99	550.49	733.00
86-89‡	54.49	106.99	211.99	316.99	526.99	789.48	1,051.97

Monthly Rates For Males Adult rates are for the following states:
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$2.22	$3.71	$6.69	$9.68	$15.65	$23.11	$30.58
21-25	2.86	4.81	8.71	12.62	20.43	30.19	39.94
26-30	3.49	5.91	10.75	15.60	25.28	37.38	49.48
31-35	4.16	7.10	12.98	18.86	30.62	45.31	59.99
36-40	5.12	8.81	16.17	23.54	38.28	56.70	75.11
41-45	6.40	11.11	20.51	29.92	48.73	72.24	95.76
46-50	8.10	14.18	26.34	38.50	62.83	93.23	123.64
51-55	10.12	17.91	33.49	49.06	80.21	119.14	158.08
56-60^†	12.94	23.16	43.60	64.03	104.90	155.99	207.09
61-65	17.02	30.84	58.49	86.14	141.44	210.55	279.67
66-70	22.99	42.24	80.73	119.23	196.23	292.48	388.73
71-75	31.92	59.54	114.79	170.04	280.54	418.66	556.79
76-80	41.90	79.46	154.59	229.72	379.98	567.81	755.64
81-85^†	57.99	111.99	219.99	327.99	543.99	813.98	1,083.98
86-89^†	81.99	161.49	320.49	479.49	797.49	1,194.99	1,592.50